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Retirement Saving Plan

With our “Retirement Saving Plan”, you can secure your retirement while protecting your family in case of death or disability.

What will you benefit from?

  • A minimum rate of return of no less than 4.25% per year on the amount you save for the first 10 years of the contract and 3% per year for the years after
  • A potential return above the minimum guarantee in case the company achieves and declares better dividend rates
  • In case of Natural or Accidental Death, an immediate lump sum amount (the sum insured) will be paid to the designated beneficiaries
  • Optional additional coverage in case of Total Permanent Disability (Natural or Accidental) a sum insured will be paid to the insured person over five yearly payment
  • Sum insured amount to be chosen depending on maturity guaranteed value
  • Optional additional coverage in case of Total Permanent Disability (Natural or Accidental), we will waive the premium
  • The option to receive the retirement amount at maturity as a lump sum or spread it over 10 annuities according to your preference
  • Easy payment methods through an automatic direct debit from your bank account, through credit card on our website, or through our direct collection facility

How does it work?

You can determine your retirement amount and sum insured upon subscription starting with USD 50 monthly premium. The below table illustrates the process and figures based on a monthly premium of USD 100.

Retirement Amount at Age 65 (USD)

Age at inception

Total Paid Premiums at 65 (USD)

Sum insured throughout the years (USD)

Minimum Annual guaranteed return on investment7% annual return on investment
2548,00041,17480,935207,666
3042,00033,18365,233144,625
3536,00026,16251,44099,002
4030,00020,03139,36466,081
4524,00014,71128,87242,495
2518,00010,09019,78525,641

What are the characteristics of the products?

  • Age at entry: between 18 and 60 years old
  • Period of scheme: minimum 5 years, maximum until insured is 75 years old
  • Minimum premium: USD 50 per month

Our Savings Insurance Plans

Retirement Saving Plan

Secures your retirement while protecting your family in case of death or disability.

Education Saving Plan

Guarantees your children’s education and protects them in case of death or disability.

Refundable Term Plan

Provides a life cover and ensures premiums paid are returned.


For more info please contact your licensed broker or agent, or call us on our 24/7 hotline 1534 or leave your contact details below and we will call you back:


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